As an overall guideline the higher ones credit score the better ones credit is. The request be made at least 60 days after the card account is opened unless.
So you have two options.
How to get an american express card with bad credit.
For the latter approach capital one and discover are two good options.
But other financial institutions do offer a secured credit card that runs on the american express payment network.
American express provides one of the best customer service out there.
While its rumored that only platinum amex members would have the credit lines available to push spending to the limits of qualifying the purported 250000 a year in purchases and payoffs required can likely come from any qualifying card.
The company requires that.
Unlike many issuers american express does not have any credit cards specifically targeted for people with bad credit.
You wait a minimum of six months to apply for a fresh credit limit boost for any of your american express credit cards.
Not to mention their excellent user interface in both the website and mobile app along with a ton of credit card features and services which you wouldnt normally get with other credit card providers.
You will need to build your credit score with other companies to make much progress toward obtaining american cards high end products.
Learn how you can get approved for an american express credit card by certified fico professional calvin oneal russell jr.
Despite a low rewards rate this american express card may be a good option if youre new to the world of credit card rewards or have a low credit score.
Limited or no credit history blue from american express.
We want your money to work harder for you.
One major reason people get denied an american express credit card by in the first place is due to poor credit.
American express are both a card issuer and a payment network they do not issue a secured credit card currently.
People report getting it with credit scores as low as around 650 and even some 18 and 19 year olds manage to qualify.
A credit score which usually ranges from 300 to 850 represents ones financial responsibility when it comes to paying back debts.
For many with low credit this card might be the only way to get a foot in the door with american express but it will not build your credit score.
In addition to this american express do offer an alternative to a secured credit card.
American express approves people with good credit for the most part.
Become an authorized user on a friends or family members american express credit card account or apply for a non amex credit card thats marketed as being for people with bad credit.
Rating image 35 out of 5 stars.
The american express centurion card nicknamed the black card is invitation only.
You wait for at least 90 days between credit limit increase requests.
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